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Articles on bank payments.

What card deposits really cost, how bank payments settle, and what the regulatory small print means — written by the team building the rails.

The same €120 sale on two rails: a card payment paying interchange, scheme fees, acquirer markup and chargeback risk, and a Pay by Bank payment paying only a provider fee.

Payments strategy

A €120 sale priced line by line on both rails, three basket sizes side by side, and the costs that never make it onto a rate card.

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